Pharmacist Mortgages - Mortgages For Pharmacists
At Medic Mortgages Made Easy, we specialise in providing high-quality, professional mortgage advice for Pharmacists. We have worked on behalf of many professional Pharmacists who receive income through a variety of mechanisms, including PAYE, private practice and even combinations of the two.
Unlike other mortgage brokers or lenders that you may have approached, at Medic Mortgages Made Easy we fully understand the remuneration structure of Pharmacists both those employed and those working for themselves in private practice.
We are aware that many Pharmacists are paid by the NHS according to ‘banded earnings’ and mortgage lenders can often misinterpret these bands as being overtime or non guaranteed income.
As a professional mortgage broker, we are able to secure you a mortgage at preferential rates, with high income multiples and low loan to value.
We are able to arrange Mortgages for Pharmacists subject to you having a good credit rating and are qualified, registered and a practicing Pharmacist in England, Wales or Northern Ireland.
You may have approached your bank or building society and been offered a mortgage. However, under our bespoke underwriting arrangements and your status as a professional Pharmacist, we may be able to help you secure a competitive mortgage with an increased multiple of income than you may have been offered elsewhere.
As with any other type of mortgage, as a Pharmacist you will still be required to satisfy the mortgage lender that the loan is affordable, however as you may already have found out, the majority of lenders will ignore any self-employed or locum work that you may also carry out. At Medic Mortgages Made Easy, we have bespoke arrangements in place that allows us to take all your sources of income into consideration when applying for a mortgage.
We work with lenders across the whole of market and are able to speak directly to senior underwriters on your behalf.
Whether you’re a first time buyer, looking for a remortgage, or even a buy to let deal, Medic Mortgages Made Easy can help you secure the most competitive mortgage for your personal circumstances.
If you’re an recently qualified pharmacist, a principal pharmacist or any other medical professional, contact Medical Mortgages Made Easy today to see how we can help.